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Workers' Compensation and Employers Liability Coverage insures against claims for work-related injuries or diseases suffered by employees that are compensable by statute and/or imposed by law as damages. Other states insurance is incorporated in the policy and is activated by the appropriate entry on the declarations. Voluntary Workers' Compensation and Employers Liability Coverage may be provided for workers not subject to a workers' compensation law.
As of July 1, 2008, there are four states in which Workers' Compensation is provided exclusively by a state fund. They are: North Dakota, Ohio, Washington, and Wyoming.
In Ohio, Jackson, Dieken & Associates is able to provide Excess Workers' Compensation Insurance over the retention of a qualified self-insurer.
For information on current Ohio law or on becoming a Qualified Self-Insurer, please contact the Ohio bureau: