Key Person Life Insurance

Many business owners go to great lengths to protect their business assets against loss from theft, lawsuits and many other types of risks that may adversely affect the business’s profitability. Often, however the enterprises most valuable assets go uninsured: the people with particular talents that make the business profitable.

Key Person Life Insurance is designed to provide tax-free dollars (some corporations may be subject to tax), payable to the company to reimburse it for the loss of profits attributable to that person’s unique talents. It also makes funds available to attract a suitable person to fill the vacated position.

Let us help you identify those people within your business that should be insured and work with our partners to keep the cost of insuring them relatively low.

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