Individual Health Insurance
We can provide you with Individual Health Insurance no matter what your need may be.
Health Insurance is very important to you regardless of your situation.
Whether you have just graduated college and are looking for a job, or if you have a family and are in need of individual Health Coverage, we can help you find a plan for you and/or your family that will fit your budget.
Affordable Care Act (ACA)
The Affordable Care Act requires most Americans to have Health Insurance Coverage or be subjected to a fine by the Government. You have an option of obtaining coverage from your employer or obtaining coverage individually.
If you elect to obtain coverage on your own, you must do so during the open enrollment period usually taking place from November 15th to March 31st. If an individual has missed the open enrollment period, coverage may still be obtained if certain qualifying events have taken place, such as losing your employer’s coverage or a divorce.
If Insurance Coverage is still needed after the open enrollment period has ended, you must provide proof of the qualifying event within 60 days of the time of the event.
We understand that there are a lot of questions surrounding the new health care laws and are here to help answer any questions you may have.
Medicare Supplement Insurance
We can provide you with Medicare Supplemental Coverage including Part D - Prescription Plan coverage if you are Medicare Coverage Eligible or you will soon turning 65, the qualifying Medicare Coverage Age.
The Medicare Supplemental Coverage provides additional coverage, in addition to Parts A & B that would be obtained directly from Medicare.
Whether it is an Individual Health Insurance Plan or a Medicare Supplemental Plan, contact us to see how we can help you with what you need.